Before heading to Aruba, it’s helpful to understand the local currency to ensure you have money for all of your needs as soon as you arrive. Find out all about Aruba’s official currency as well as the more practical information such as credit card usage and ATMs on the island.

The Official Currency of Aruba

The Aruban Florin or Aruba Guilder (AWG, also sometimes seen as Afl.) has been the official currency of Aruba since it replaced the Netherlands Antillean guilder (ANG) in 1986. The decision to introduce a separate currency was part of Aruba’s move toward greater autonomy within the Kingdom of the Netherlands.

The Central Bank of Aruba is responsible for issuing and regulating the currency. The bank is also tasked with implementing monetary policy to ensure the stability of the Aruban Florin. The currency is available in various denominations, including coins and banknotes.

Aruba Florin Denominations

Aruba Florin coins are commonly used for smaller transactions and are available in denominations of 5, 10, 25, 50 cents, and 1 and 2 florins. Aruba Florin banknotes come in denominations of 10, 25, 50, 100, and 500 florins. The design of the currency often features local flora, fauna, and cultural elements, reflecting the unique identity of Aruba.

When visiting Aruba, you should be aware of the exchange rate between the Aruban Florin and the U.S. Dollar. This will come in handy whether you choose to use Florin or US Dollars as sometimes prices can be labeled in one or the other. It will help you make informed spending decisions during their stay.

The Usage of the U.S. Dollar in Aruba

While the official currency of Aruba is the Florin, U.S. Dollars are widely accepted and used throughout the island. Many businesses, especially those in the tourism sector, quote prices in both Aruban Florins and U.S. Dollars to accommodate both local residents and visitors.

Do you need to have Aruba Florin?

For many visitors, there is no need to exchange any money for Florin due to the wide usage of the U.S. Dollar. This means that most establishments you visit, particularly in tourist areas, will happily accept U.S. Dollars.

Even when self-driving around the island, you are unlikely to encounter places that do not accept U.S. dollars. The only advantage of using Florin in Aruba is that you may get a slightly better price for things around the island.

Do you need to exchange money before arriving in Aruba?

It’s not necessary to exchange money before arriving in Aruba, especially if you are comfortable using U.S. Dollars. Most – if not all – businesses, particularly those in the tourism sector, accept U.S. Dollars. If you prefer to use the local currency or plan to visit more local establishments, you can exchange money at banks or use ATMs in Aruba.

How to Pay for Things in Aruba

To make your trip to Aruba go smoothly, there are a few helpful things to know about money in Aruba. These important pieces of information will help guide your decisions on what to take with you and how to budget your money while in Aruba.

Credit Cards in Aruba

Credit cards, especially major international ones, are widely accepted in hotels, restaurants, and shops. However, it’s advisable to carry some cash for places that do not take cards. This is particularly true for smaller establishments, local markets, taxis, or other places that may not accept cards.

Tip for International Credit Card Usage: Some credit cards and debit cards require you notify them before traveling abroad. If you’re unsure if your cards require this, give them a call and let them know you will be traveling to Aruba with the dates of your trip. They’ll be able to tell you if your card will work internationally and what potential fees are associated with foreign transactions. If you do not, you risk the bank cutting off your card while you’re on holiday!

Tip to Save Money in Aruba: Before arriving in Aruba, verify what your international transaction fee is on your credit card. Many cards charge an extra 3% on all international transactions, but if you plan ahead, you can get a credit card with no international transaction fees. This can save you 3% of your entire trip cost!

Cash in Aruba

Aruba Florin and U.S. Dollars are widely accepted around the island. In fact, there are a few places that are typically cash only, such as local markets and most taxis on the island. Also, cash is particularly useful for tipping in Aruba.

Tip to Budget Your Cash: If you are planning to get around Aruba by taxi, take extra cash. Most taxis on the island are cash only. If you are running low on cash, you can request a credit card taxi before you get in or your cash-only taxi can take you to an ATM to pull out money.

Tip for Tipping in Aruba: Aruba has a big tipping culture. To ensure money goes to those you want to tip, plan to tip in cash rather than credit card.

Tip for Getting Change: Spending larger bills, such as $50 or $100 U.S. Dollars can be a challenge some places in Aruba. For one, make sure they are in good condition before bringing them to an island. From there, if you want to get smaller denominations for easier spending or $1s, $5s, or $10s for tipping, the casinos in Aruba can be super helpful in providing change!

Currency Exchange in Aruba

Currency exchange services in Aruba are available at banks, exchange offices, and some hotels. You’ll also find currency exchange services at the airport and in major tourist areas. These services provide a convenient way to obtain local currency upon arrival.

ATMs in Aruba

While I always recommend taking some cash with you for usage and emergencies, there are plenty of ATMs in Aruba. They accept most foreign debit and credit cards and generally give you the option to withdraw Aruba Florin or U.S. Dollars. This makes it easy to stock up on cash when you need it. Just ask your hotel for the closest ATM, and they’ll point you in the right direction!